开始:VCALENDAR版本:2.0 PRODID: / /学院Labor Economics//Zope//EN METHOD:PUBLISH CALSCALE:GREGORIAN BEGIN:VTIMEZONE TZID:Europe/Berlin BEGIN:DAYLIGHT TZOFFSETFROM:+0100 RRULE:FREQ=YEARLY;BYMONTH=3;BYDAY=-1SU DTSTART:19810329T020000 TZNAME:CEST TZOFFSETTO:+0200 END:DAYLIGHT BEGIN:STANDARD TZOFFSETFROM:+0200 RRULE:FREQ=YEARLY;BYMONTH=10;BYDAY=-1SU DTSTART:19961027T030000 TZNAME:CET TZOFFSETTO:+0100 END:STANDARD END:VTIMEZONE BEGIN:VEVENT UID:30741509577200@conference.iza.org LOCATION;CHARSET=UTF-8: DESCRIPTION:The Affordable Care Act (ACA) provides assistance to low-income consumers \nthrough both premium subsidies and cost-sharing reductions (CSRs). Low-income \nconsumers� lack of health insurance literacy or information regarding CSRs may \nlead them to not take-up CSR benefits for which they are eligible. We use \nadministrative data from 2014 to 2016 on roughly 22 million health insurance plan \nchoices of low-income individuals enrolled in ACA Marketplace coverage to \nassess whether they behave in a manner consistent with being aware of the \navailability of CSRs. We take advantage of discontinuous changes in the schedule \nof CSR benefits to show that consumers are highly sensitive to the value of CSRs \nwhen selecting insurance plans and that a very low percentage select dominated \nplans. These findings suggest that CSR subsidies are salient to consumers and that \nthe program is well designed to account for any lack of health insurance literacy \namong the low-income population it serves. SEQUENCE:1 X-APPLE-TRAVEL-ADVISORY-BEHAVIOR:AUTOMATIC SUMMARY:IZA Seminar: Do Individuals Respond to Cost-Sharing Subsidies in their Selections of Marketplace Health Insurance Plans? by Thomas DeLeire (Georgetown University) DTSTART;TZID=Europe/Berlin:20171102T000000 DTEND;TZID=Europe/Berlin:T000000 END:VEVENT END:VCALENDAR